Whether you’re buying, moving, investing, refinancing, or simply trying to understand your options, I’ll help you make sense of the numbers and build a strategy.
Talk to AtiyahGeorgia · Alabama · Tennessee
Licensed service states
1:1
Personal guidance
Meet your mortgage guide · Atiyah Jemison
Mortgages don’t have to feel complicated.
The right person changes the process.
Licensed service areas
Explore purchase planning, loan options, first-time homebuyer questions, state housing resources, county-tax estimates, and refinance considerations for the state where you plan to buy or own a home.
Google Reviews
Read authentic Google reviews from clients Atiyah has served. Every review is shown as published and attributed to the person who shared it.
Explore Google ReviewsVerified client feedback
Published on Google
“Atiyah was absolutely the best, always to ready to talk, always available to answer questions, and very knowledgeable explaining every step along the way to buying my place. Went above and beyond my expectations by doing things like suggesting movers.”
“This lady is the real! Real professional, real go getter, real informative, real knowledgeable!! If you need any mortgage service or refi, definitely give Tia a call you will not be disappointed!! I approve this message!”
“If I could give Atiyah a 6th star I would. She went above and beyond for my wife and I to ensure we had a great home buying experience. We could not be more happy with her services.”
“Working with Atiyah has been WONDERFUL! She made the entire home-buying process so much easier by keeping us informed and making sure everything stayed on track. I’m so grateful for all of her hard work and would highly recommend her.”
“I can’t say enough great things about this lender. They helped my family purchase our second home and made the entire process smooth from start to finish. Not only did they connect me with a credit specialist that helped raise my score by over 100 points, but they also got us to closing in less than 10 days — which still feels unreal. If you’re looking for someone who truly knows the process and actually cares about their clients, I highly recommend working with Atiyah Jemison!”
Showing review 1 of 5
Start where you are
You do not need to know the loan name. Choose the goal that sounds closest, and we’ll make the next step more specific from there.
Build a starting plan without assuming you need 20% down.
Coordinate your current home, timing, and next purchase.
Compare the costs and potential benefit of refinancing.
Explore cash-out and home-equity strategies with context.
Review financing paths for long-term or DSCR-based investments.
Understand loans that may combine purchase and eligible improvements.
Talk through income documentation and alternative options.
That is a perfectly good place to start. Ask one question.
Mortgage Tool Box
Use these tools for planning, then let’s replace assumptions with your actual property, program, income, and goals.
Estimate principal, interest, taxes, insurance, HOA, and mortgage insurance.
Understand housing DTI and total DTI without treating one ratio as an approval decision.
Build a configurable cash-to-close estimate for Georgia, Alabama, or Tennessee.
Calculator results are estimates for education and planning. They are not a Loan Estimate, approval, rate quote, or commitment to lend.
Can I really buy?
The thought that stops you from asking may not be the thing that decides your options. Bring the concern into the conversation before you count yourself out.
You're closer than your mind is telling you.
Let’s Find OutHomebuyer roadmap
The work behind each step can be detailed. Your view of the journey should still be simple, timely, and easy to understand.
Let's Talk
Complete Your Application
Review Income, Assets & Credit
Get Pre-Approved
Shop for Your Home
Make an Offer
Underwriting + Appraisal
Clear to Close
Get Your Keys
Ready for step one?
Start with an application or a conversation—whichever feels right.
Loan solutions
Explore the plain-language overview, then compare the details that matter to your situation.
View every loan programA flexible mainstream option for many primary, second-home, and investment purchases.
A government-insured path with flexible qualifying features for eligible borrowers.
A benefit-backed mortgage option for eligible service members, veterans, and qualifying surviving spouses.
A rural-development option that may offer no-down-payment financing for eligible homes and households.
Meet Atiyah
Atiyah’s work is built around relationships, communication, and education. She helps clients translate a complex financial decision into understandable options—and connects people with the information, resources, loan programs, and professionals they may need along the way.
Her role extends beyond a pre-approval. It includes listening closely, planning scenarios, explaining tradeoffs, and staying available when the process becomes real.
Get to know AtiyahBeyond the closing table
Atiyah attended National Mortgage Brokers Day at the New York Stock Exchange—an opportunity to keep learning, connect with the industry, and represent the independent mortgage broker community.
The NYSE, ICE, and participating organizations do not endorse Atiyah Jemison, The Mortgage Plug, Xpert Home Lending, or the services described on this website.
Community matters
Homebuyer education, industry events, service, and neighborhood conversations are part of how this work stays connected to real people.
Atiyah’s authentic event, workshop, and community photos will live here as the gallery grows.
For real estate professionals
Atiyah approaches agent relationships as business partnerships: fast scenario planning, clear client education, honest communication, and reliable updates from pre-approval through closing.
Scenario planning
Listing-agent communication
Creative financing strategies
Pre-approval support
Availability
Reliable closing updates
Have a scenario?
Your next move can be small
Google Review