Documents needed

Income and employment

Requests depend on your situation. A lender may ask for recent pay stubs, W-2s, employment history, tax returns, 1099s, business returns, or a profit-and-loss statement when applicable. Self-employed and other income types can require different documentation.

Assets and purchase funds

Be ready for recent checking, savings, investment, or retirement statements and documentation for deposits or gift funds when relevant. Submit complete statements rather than cropped screenshots if requested.

Identity and property

Government photo identification and address history may be needed. After an offer, provide the signed purchase contract through the approved process. Divorce, bankruptcy, rental, or other records may apply to a particular file.

Keep sensitive information secure

Use Atiyah’s secure application or approved upload portal. Never email or text Social Security numbers, bank statements, account numbers, tax returns, or photo identification. Ask which documents apply to your file before sending anything.

• Submit clear, complete copies through the secure channel.
• Keep records of what you submit.
• Respond to follow-up requests as the file is reviewed.